PAY OVER TIME
Spread the cost with Affirm
Affirm is a form of credit, subject to credit check and a minimum spend. Terms apply. U.K. residents, 18+ with a bank account or debit card. Missed payments may affect your financial status.
Flexible payment options
Interest-free payment options available with Affirm. No hidden fees.
Buy with confidence
With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.
Step 1. Fill your basket
Representative 22% APR
Affirm is available at checkout for flexible payment options. Seeing if you qualify for an Affirm fixed sum loan will not affect your credit rating.
Step 2. Choose how to pay
Select the payment plan that works for you.
Step 3. Pay over time
Set up AutoPay, manage your account online and enjoy your purchase.
EXPLORE OUR SAFES
WOLF X AFFIRM FAQ'S
How do Affirm eligibility checks and creditworthiness assessments work?
As part of the eligibility check and creditworthiness assessment, Affirm contacts the credit reference agencies, but this will not affect your credit rating or be seen by any other lender. We may ask you some questions about your personal circumstances and consider multiple factors to make a decision if our product will work for you and is financially sustainable. Even if you've passed our eligibility check and creditworthiness assessment, we reserve the right to refuse any application or to refuse a loan for certain purposes.
Will Affirm impact my credit rating?
When creating an Affirm account and seeing if you qualify, a soft credit check is performed. Checking your eligibility won’t affect your credit rating. If you decide to buy with Affirm, these things may affect your credit rating: making a purchase with Affirm, your payment history with Affirm, how much credit you've used, and how long you’ve had credit.
Am I eligible to use Affirm?
To check your eligibility to use Affirm, you’ll need:
· To be 18 years of age or over
· To be a resident of the United Kingdom
· A valid UK Driving Licence or Passport
· A UK bank account which supports direct debit or a debit card
· An SMS-capable UK phone number
· To meet the minimum cart size required to use Affirm at checkout
Does Affirm charge interest and fees?
Fees - We don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account.
Interest - Depending on the size of your purchase and where you’re shopping, your payment plan may include interest. You’ll never owe more interest than you agree to on day one - so you always know exactly what you’re getting into.
Where can I find out more information about using Affirm?
Visit Affirm’s website at help.uk.affirm.com